Finnish consumer credit market is highly bank-centered

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Title: Finnish consumer credit market is highly bank-centered
Author: Koskinen, Kimmo ; Savolainen, Eero
Series: Bank of Finland. Financial market report
Series number: 1
Year of publication: 2013
Publication date: 3.4.2013
Pages: 10-12
Keywords: Suomi; luotot; kulutus; korot;
Abstract: Almost 90% of households' consumer credit is granted through monetary financial institutions. The growth in consumer credit has slowed down in recent years but continues to be faster than in the euro area on average. Margins on consumer credit have been on an upward trend. MFI consumer credit has resulted in fairly low credit losses.

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