Countercyclical capital buffers as national macroprudential tools

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dc.contributor.author Kauko, Karlo
dc.date.accessioned 2014-09-23T07:36:04Z
dc.date.available 2014-09-23T07:36:04Z
dc.date.issued 2012
dc.identifier.uri https://helda.helsinki.fi/bof/handle/123456789/11643
dc.description.abstract Capital adequacy requirements imposed on banks may amplify cyclical fluctuations by forcing banks to cut lending in a downturn. One solution would be to tighten capital requirements in an upswing and to ease them in a downswing. A countercyclical capital buffer regime will be introduced in, for instance, the EU as part of the new Capital Requirements Directive. It is difficult to put forward a simple principle according to which additional capital requirements should be imposed. The proposal that has gained the most attention may perhaps not be suitable for an economy like Finland that is sensitive to economic fluctuations.
dc.format.extent 25-28
dc.language.iso eng
dc.rights https://helda.helsinki.fi/bof/copyright
dc.subject Suomi
dc.subject Eurooppa
dc.subject rahoitusmarkkinat
dc.subject pankkitoiminta
dc.subject maksujärjestelmät
dc.subject rahoitus
dc.subject luotonanto
dc.subject makrotalous
dc.subject suhdanteet
dc.subject vakavaraisuus
dc.subject riskit
dc.subject pääomavaatimus
dc.subject pääoma
dc.subject vakaus
dc.subject sääntely
dc.subject SP
dc.title Countercyclical capital buffers as national macroprudential tools
dc.type Artikkeli
dc.identifier.urn URN:NBN:fi:bof-201408074886
dc.series.name Bank of Finland. Financial market report
dc.series.number 1
dc.date.publication 28.2.2012

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