Banks’ share in corporate finance has increased in Finland

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Title: Banks’ share in corporate finance has increased in Finland
Author: Pylkkönen, Pertti
Organization: Bank of Finland
Series: Bank of Finland. Bulletin
Series volume: 89
Series number: 2/2015
Year of publication: 2015
Publication date: 9.6.2015
Pages: 27-32
Subject (yso): yritykset; rahoitus; saatavuus
Keywords: yritysrahoitus; rahoituksen saatavuus; pääomamarkkinaunioni; Suomi; pkt; pankkitoiminta; luotonanto
Other keywords: corporate finance; access to finance; Capital Markets Union; Finland
Abstract: The financial difficulties of small and medium-sized enterprises in the euro area are gradually easing. Finance surveys indicate that access to finance has continued to be unconstrained in Finland, but the terms and conditions of loans are tightening. Collateral requirements are increasing, as is the use of various loan covenants in corporate finance.

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