Housing loan risk weights affect banks’ capital adequacy

Visa fullständig post

Titel: Housing loan risk weights affect banks’ capital adequacy
Författare: Haajanen, Jyrki
Institution: Bank of Finland
Serie: Bank of Finland. Bulletin
Serievolum: 89
Serienumber: 2/2015
Utgivningsår: 2015
Utgivningsdatum: 9.6.2015
Sidor: 86-88
Subject (yso): pankit; vakavaraisuus; riskit; pääoma
Nyckelord: asuntolainojen riskipainot; asunnot; luotot; mittarit; pankkitoiminta; pääomavaatimus
Abstrakt: Risk weights help to establish each bank's minimum own funds relative to lending, ensuring the bank's ability to cover the related credit risk. The risk weight calculation method chosen by the bank may have a significant effect on capital requirements and ultimately on the price of credit. A harmonised calculation of housing loan risk weights would support fair competition between banks.
Länk: http://www.bofbulletin.fi/
Licens: https://helda.helsinki.fi/bof/copyright


Filer under denna titel

Total number of downloads: Loading...

Filer Storlek Format Granska
bulletin215_17.pdf 2.822Mb PDF Granska/Öppna

Detta dokument registreras i samling:

Visa fullständig post