Housing loan risk weights affect banks’ capital adequacy

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dc.contributor Bank of Finland
dc.contributor.author Haajanen, Jyrki
dc.date.accessioned 2015-06-10T13:54:06Z
dc.date.available 2015-06-10T13:54:06Z
dc.date.issued 2015
dc.identifier.issn 1456-5870
dc.identifier.uri https://helda.helsinki.fi/bof/handle/123456789/13788
dc.description.abstract Risk weights help to establish each bank's minimum own funds relative to lending, ensuring the bank's ability to cover the related credit risk. The risk weight calculation method chosen by the bank may have a significant effect on capital requirements and ultimately on the price of credit. A harmonised calculation of housing loan risk weights would support fair competition between banks.
dc.format.extent 86-88
dc.language.iso ENG
dc.rights https://helda.helsinki.fi/bof/copyright
dc.subject asuntolainojen riskipainot
dc.subject asunnot
dc.subject luotot
dc.subject mittarit
dc.subject pankkitoiminta
dc.subject pääomavaatimus
dc.title Housing loan risk weights affect banks’ capital adequacy
dc.type Journal article
dc.identifier.urn URN:NBN:fi:bof-201506101289
dc.series.name Bank of Finland. Bulletin
dc.series.volume 89
dc.series.number 2/2015
dc.date.publication 9.6.2015
dc.subject.yso pankit
dc.subject.yso vakavaraisuus
dc.subject.yso riskit
dc.subject.yso pääoma
dc.relation.url http://www.bofbulletin.fi/

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