Housing loan risk weights affect banks’ capital adequacy
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dc.contributor |
Bank of Finland |
dc.contributor.author |
Haajanen, Jyrki |
dc.date.accessioned |
2015-06-10T13:54:06Z |
dc.date.available |
2015-06-10T13:54:06Z |
dc.date.issued |
2015 |
dc.identifier.issn |
1456-5870 |
dc.identifier.uri |
https://helda.helsinki.fi/bof/handle/123456789/13788 |
dc.description.abstract |
Risk weights help to establish each bank's minimum own funds relative to lending, ensuring the bank's ability to cover the related credit risk. The risk weight calculation method chosen by the bank may have a significant effect on capital requirements and ultimately on the price of credit. A harmonised calculation of housing loan risk weights would support fair competition between banks. |
dc.format.extent |
86-88 |
dc.language.iso |
ENG |
dc.rights |
https://helda.helsinki.fi/bof/copyright |
dc.subject |
asuntolainojen riskipainot |
dc.subject |
asunnot |
dc.subject |
luotot |
dc.subject |
mittarit |
dc.subject |
pankkitoiminta |
dc.subject |
pääomavaatimus |
dc.title |
Housing loan risk weights affect banks’ capital adequacy |
dc.type |
Journal article |
dc.identifier.urn |
URN:NBN:fi:bof-201506101289 |
dc.series.name |
Bank of Finland. Bulletin |
dc.series.volume |
89 |
dc.series.number |
2/2015 |
dc.date.publication |
9.6.2015 |
dc.subject.yso |
pankit
|
dc.subject.yso |
vakavaraisuus
|
dc.subject.yso |
riskit
|
dc.subject.yso |
pääoma
|
dc.relation.url |
http://www.bofbulletin.fi/ |
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