Finland, the land of branches : the landscape of the Nordic banking sector

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Title: Finland, the land of branches : the landscape of the Nordic banking sector
Author: Savolainen, Eero ; Tölö, Eero
Organization: Bank of Finland
Series: Bank of Finland. Bulletin
Series volume: 91
Series number: 2/2017
Year of publication: 2017
Publication date: 29.5.2017
Pages: 38-48
Subject (yso): kannattavuus; pankit; vakavaraisuus; riskit
Keywords: järjestelmäriskit; pankkisektori; pankkitoiminta; Suomi; Pohjoismaat; Ruotsi; Norja; Tanska
Other keywords: banking sector; banks; capital adequacy; profitability; systemic risks
Abstract: The Finnish, Swedish, Norwegian and Danish banking sectors have broadly similar strengths and weaknesses. Their profitability is strong, capital adequacy solid, and loan losses have been at historically low levels for a long time. On the other hand, the national banking sectors are large and concentrated and their systemic risks relate largely to lending to the residential and commercial real estate markets.
Link: http://www.bofbulletin.fi/
Rights: https://helda.helsinki.fi/bof/copyright


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