Construction of a risk-based European Deposit Insurance Scheme

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dc.contributor Bank of Finland 2018-05-17T12:25:20Z 2018-05-17T12:25:20Z 2018
dc.identifier.issn 1456-5870
dc.description.abstract The completion of Banking Union is an important objective from the perspective of financial stability. Reaching an agreement on a common deposit insurance scheme is a key component in achieving that objective. The purpose of a deposit insurance scheme is to strengthen confidence in uninterrupted access to bank deposits. The size of the Deposit Insurance Fund must be sufficient to credibly withstand possible problem situations. Banks’ deposit insurance contributions should be calibrated based on risks. This would reign in individual banks’ incentives to benefit from a common deposit insurance scheme to which all banks have contributed. Studies show that a common deposit insurance scheme would be quite resilient.
dc.format.extent 44-46
dc.language.iso ENG
dc.subject pankkiunioni
dc.subject Eurooppa
dc.subject talletussuojajärjestelmä
dc.subject.other banking union
dc.subject.other deposit insurance scheme
dc.title Construction of a risk-based European Deposit Insurance Scheme
dc.type Journal article
dc.identifier.urn URN:NBN:fi:bof-201805171563 Bank of Finland. Bulletin
dc.series.volume 92
dc.series.number 1/2018 27.4.2018
dc.subject.yso talletussuoja
dc.subject.yso pankit
dc.subject.yso talletukset
dc.type.okm E1

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