Effects of the revised Payment Services Directive : first assessment

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Title: Effects of the revised Payment Services Directive : first assessment
Author: Grym, Aleksi
Organization: Bank of Finland
Series: Bank of Finland. Bulletin
Series volume: 92
Series number: 2/2018
Year of publication: 2018
Publication date: 23.5.2018
Pages: 72-75
Subject (yso): digitalisoituminen; maksut; maksupalvelut; sääntely; lainsäädäntö
Keywords: digitalisaatio; maksaminen; maksupalveludirektiivi
Other keywords: digitalisation; payments; regulation
Abstract: In retail banking, the two key services are the provision of credit and management of payment transfers. The revised Payment Services Directive (PSD2), which regulates payment transfers, entered into force in Finland for the most part in January 2018. The purpose of PSD2 is to increase competition, and it has been prepared with the consumer’s interests in mind. In addition to benefits, the revised Directive involves also risks and uncertainties.
Note: Issue: Financial stability
Link: http://www.bofbulletin.fi/
Rights: https://helda.helsinki.fi/bof/copyright

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