Financial Stability Assessment : Debt risks amplified by housing company loans

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dc.contributor Bank of Finland 2018-12-28T11:11:48Z 2018-12-28T11:11:48Z 2018
dc.identifier.issn 1456-5870
dc.description.abstract Housing company loans and consumer credit add to high and rising levels of household indebtedness. The macroprudential toolkit needs to be replenished with borrower-based instruments that take into account loan applicants’ repayment ability and are able to address the rise of household indebtedness as a whole. Nordea's redomiciliation has increased the size and structural vulnerability of the Finnish banking sector. Italy's budget crisis and Brexit proceedings have contributed to uncertainty in Europe. Cyber risks and climate change pose yet further challenges for financial stability.
dc.format.extent 83-95
dc.language.iso ENG
dc.subject.other banking sector
dc.subject.other climate change
dc.subject.other consumer credit
dc.subject.other digitalisation
dc.subject.other financial stability
dc.subject.other indebtedness
dc.subject.other mortgage loans
dc.subject.other Finland
dc.title Financial Stability Assessment : Debt risks amplified by housing company loans
dc.type Journal article
dc.identifier.urn URN:NBN:fi:bof-201812282182 Bank of Finland. Bulletin
dc.series.volume 92
dc.series.number 5/2018 18.12.2018
dc.subject.yso velkaantuminen
dc.subject.yso kulutusluotot
dc.subject.yso ilmastonmuutokset
dc.subject.yso kotitaloudet (organisaatiot)
dc.subject.yso luotot
dc.subject.yso velat
dc.subject.yso kulutus
dc.subject.yso riskit
dc.subject.yso pankit
dc.subject.yso rakentaminen
dc.type.okm E1

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