Clearer view of non-banking loans now available

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Title: Clearer view of non-banking loans now available
Author: Alakiuttu, Antti
Organization: Bank of Finland
Series: Bank of Finland Bulletin. Blog
Year of publication: 2021
Publication date: 29.4.2021
Pages: 4
Subject (yso): rahoituslaitokset; lainat (rahasumma); luotot; tilastot; velkaantuminen
Keywords: muut rahoituslaitokset; Suomen Pankki; Suomi
Other keywords: other financial institutes; statistics; loans; credits; indebtedness
Abstract: A larger share of household and corporate finance than previously now comes from outside the banking sector. As a result of digitalisation, the number of different companies providing consumer credit and corporate finance services in Finland has increased. This has aroused concerns about increasing indebtedness among households and companies, although the number of these lenders has decreased following the interest rate cap imposed on consumer credit in September 2019.
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