Bank of Finland Bulletin : Bank of Finland articles on the economy 1/2021

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dc.contributor Bank of Finland 2021-05-10T14:25:01Z 2021-05-10T14:25:01Z 2021
dc.identifier.issn 1456-5870
dc.description The accessible version
dc.description.tableofcontents New instruments are needed to rein in household debt 3 Debt-to-income cap and maturity limits necessary to curb financial stability risks 6 Nordic housing market showing strength, but not without risks 25 New mortgage-borrowers have an increasing amount of debt relative to income 36 A debt-to-income cap would dampen economic fluctuations 48 Imposing a loan-to-value limit on housing company loans would only affect a share of construction finance 53 Separating buy-to-let mortgages from other housing loans provides a clearer look into household debt 61 Moderate growth in Finnish companies’ non-performing loans 65 New stress-testing framework to assess the capital adequacy of Finnish banks 75 Pandemic continues to cast a shadow over the outlook for European banks’ credit risks 81
dc.format.extent 88
dc.language.iso ENG
dc.subject Suomi
dc.subject luottoriskit
dc.subject velkakatto
dc.subject rahoitusvakaus
dc.subject stressitestit
dc.title Bank of Finland Bulletin : Bank of Finland articles on the economy 1/2021
dc.type Journal
dc.identifier.urn URN:NBN:fi:bof-202105101235 Bank of Finland. Bulletin
dc.series.volume 95
dc.series.number 1/2021 4.5.2021
dc.subject.yso asuntolainat
dc.subject.yso lainat (rahasumma)
dc.subject.yso velkaantuminen
dc.subject.yso pankit
dc.subject.yso riskit
dc.subject.yso sääntely
dc.subject.yso asuntomarkkinat
dc.type.okm E1

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