Separating buy-to-let mortgages from other housing loans provides a clearer look into household debt

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dc.contributor Bank of Finland
dc.contributor.author Aaltonen, Markus
dc.date.accessioned 2021-05-25T09:41:03Z
dc.date.available 2021-05-25T09:41:03Z
dc.date.issued 2021
dc.identifier.issn 1456-5870
dc.identifier.uri https://helda.helsinki.fi/bof/handle/123456789/17971
dc.description The accessible: https://www.bofbulletin.fi/en/2021/1/separating-buy-to-let-mortgages-from-other-housing-loans-provides-a-clearer-look-into-household-debt/
dc.description.abstract The stock of buy-to-let mortgages stood at EUR 8.1 billion at the end of March 2021, comprising 7.9% of the total stock of housing loans. It is estimated that buy-to-let mortgages have grown faster than the rest of the housing loan stock since the global financial crisis. Buy-to-let mortgages are smaller than residential mortgages and have shorter repayment periods. In March 2021 the average interest rate applied on new buy-to-let mortgages was higher than on residential mortgages, but lower than the rate applied on housing company loans.
dc.format.extent 61-64
dc.language.iso ENG
dc.rights https://helda.helsinki.fi/bof/copyright
dc.subject sijoittaminen
dc.subject sijoitusasuntolainat
dc.subject.other households
dc.subject.other investment
dc.subject.other housing loans
dc.subject.other debt accumulation
dc.subject.other buy-to-let mortgages
dc.title Separating buy-to-let mortgages from other housing loans provides a clearer look into household debt
dc.type Journal article
dc.identifier.urn URN:NBN:fi:bof-202105251250
dc.series.name Bank of Finland. Bulletin
dc.series.volume 95
dc.series.number 1/2021
dc.date.publication 4.5.2021
dc.subject.yso asuntolainat
dc.subject.yso kotitaloudet (organisaatiot)
dc.subject.yso velkaantuminen
dc.subject.yso asunnot
dc.subject.yso sijoitukset
dc.relation.url http://www.bofbulletin.fi/
bof-internal.includedInCRIS 1
dc.type.okm E1

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